Monthly Car Finance Payment Calculator


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New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (858) 295-1742 or by visiting us at the dealership.

Some of our used vehicles may be subject to unrepaired safety recalls. Check for a vehicle’s unrepaired recalls by VIN at Check for Recalls

**With approved credit. Terms may vary.

For In-Transit inventory any date of arrival is estimated. Dealer reserves the right to change the date due to conditions beyond our control. Please contact dealer for delivery details.

Plan Your Purchase with Our Car Finance Payment Calculator

If you’re getting ready to upgrade your Chula Vista and El Cajon drives, having a transparent car finance payment calculator at your disposal can make the next steps much, much easier! And, since BMW of San Diego is here to serve, we’ve gone ahead and made this tool accessible on our website.

How does our monthly payment calculator work? Simply enter your purchase price into our finance calculator, note your expected interest rate and loan term, and tell us how much you expect to get for your trade-in! Once you’ve factored in your down payment, the tool will give you an immediate estimate of your monthly payments.

Our Finance Calculator Can Help You Lower Your Monthly Payments

So, you’ve fallen in love with a new or new-to-you BMW. Now it’s time to find out if it can fit into your budget. If you’re interested in lowering your monthly payments–or paying off your next car loan more quickly–here’s what you’ll want to keep in mind:

  • Leasing, rather than financing, is the least painful way to lower your monthly payments. Our car finance payment calculator can also be used as a lease calculator in a pinch.
  • If you’re planning to upgrade, you probably have a vehicle that you’re going to want to offload. Well, we’d love to take it off your hands! Find out how much your trade-in could shave off of your monthly payments by getting an estimate of its value today.
  • Longer loan terms almost always translate to lower monthly payments, but if you can afford to pay more each month, you’ll save plenty on interest. Play around with our car finance calculator to find out how different terms impact your payments.

Ready to move forward? Fill out our secure online credit application or explore more of our car buying tips today! We want every Encinitas-area driver to be able to move forward with confidence.